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| Winter Park | | Individuals who have 30-year | | Absolute Assignment: Assignment by |
| Corpus Christi | | mortgages might want to consider a | | a policy owner of all control of and |
| Plano | | 30-year term to ensure that the house | | rights in the policy to a third party. |
| Oxnard | | is protected throughout the period of | | |
| Fort Smith | | the loan. | | Malinger: To feign a disability for the |
| El Paso | | | | purpose of continuing to collect |
| Henderson | | If you have noticed that your auto | | benefits longer than actually |
| Abilene | | insurance rates are still increasing | | necessary. |
| Vero Beach | | with each renewal, or even have not | | |
| Harrisburg | | gone down even though you have a | | Level Commission System: A system |
| Montgomery | | great driving record, this lower pricing | | of commissions in which the first year |
| Tampa | | trend makes it more important then | | and all renewal commissions are the |
| Cookeville | | ever that you shop around for auto | | same percentage of the premium. |
| Biloxi | | insurance. | | |
| Hemet | | | | Mutualization: The process of |
| Dothan | | Life insurance, specifically Term Life, | | converting a stock insurer to a mutual |
| Bay City | | is arguably one of the best values in | | insurer, accomplished by having the |
| Coral Springs | | the entire financial services arena. | | insurer buy stock and retire it. |
| Livonia | | Where else can you go and get | | |
| Southfield | | hundreds of thousands of dollars in | | Dual Life Stock Company: A stock |
| Belleville | | protection for literally pennies per | | Life insurer issuing both participating |
| Oxnard | | day? Rates for Term Life insurance | | and nonparticipating policy contracts. |
| Peoria | | remain at all-time lows, and now is the | | |
| Mobile | | time to lock in the best prices. | | Retail Credit Company: The former |
| Pensacola | | | | name of Equifax, a credit reporting |
| Asheville | | If you decide to cancel your policy | | organization. See Equifax. |
| Odessa | | (after acquiring new coverage) | | |
| Lexington | | outside of the 30-day period, you may | | Will Ride: Coverage that remains in |
| Jackson | | have to pay a fee or penalty. | | effect regardless of the geographical |
| Houma | | However, you may still save money | | location in which a loss occurs. |
| Vero Beach | | after paying the fee if your new policy | | |
| Vero Beach | | affords you significant savings. So | | Notice To Company: Written notice to |
| Staten Island | | while it is best to wait until your | | an insurer of the occurrence of an |
| Des Moines | | receive your renewal notice, you CAN | | event which a claim is to be based. |
| Grand Prairie | | cancel your policy at any time. | | |
