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| New Orleans | | If you have noticed that your auto | | Building Code: This refers to |
| Atlanta | | insurance rates are still increasing | | municipal or other governmental |
| Longview | | with each renewal, or even have not | | ordinances regulating the type of |
| Mesa | | gone down even though you have a | | construction of buildings within its |
| Columbia | | great driving record, this lower pricing | | jurisdiction. |
| Jasper | | trend makes it more important then | | |
| Newark | | ever that you shop around for auto | | Absolute Assignment: Assignment by |
| Vineland | | insurance. | | a policy owner of all control of and |
| Norwalk | | | | rights in the policy to a third party. |
| Knoxville | | Healthy people have the best | | |
| Santa Clara | | mortality risks and thus are much | | Domestic Insurer (or Company): An |
| Lubbock | | cheaper for companies to insure. This | | insurer formed under the laws of the |
| Toledo | | translates into lower rates for the | | state in which the insurance is written. |
| St. Joseph | | Super Preferred customer than | | |
| Lafayette | | someone with higher risk factors such | | Tabular Plan: A retrospective rating |
| Palo Alto | | as a heart condition, cancer or | | plan, which uses tables to furnish the |
| Jackson | | diabetes. Conversely, if you were | | various values for the rating formula. |
| Glendale | | unhealthy when you acquired your | | |
| Huntington | | policy, and your health has now | | Shock Loss: A catastrophic loss so |
| Chandler | | improved, it might be time to shop for | | large that it has a material effect on |
| Livonia | | a new policy, as your rates are likely | | the underwriting results of a company. |
| Virginia Beach | | to be lower. | | |
| Salem | | | | Deficit Carried Forward: The transfer |
| Fairfax | | While some companies raise their | | of a debit balance from one |
| Boulder | | prices based on your actual age, | | accounting period to another. |
| Wichita Falls | | most companies increase the price of | | |
| Morristown | | their policies six months before your | | Notice To Company: Written notice to |
| Arlington | | birthday. Its a term called Age | | an insurer of the occurrence of an |
| Midland | | Nearest in the industry, and that | | event which a claim is to be based. |
| Biloxi | | half-year price increase could really | | |
| Denver | | add up over a 20-year term policy. As | | Tickler: A reminder system used to |
| Ocala | | above, the quicker you purchase your | | call an individual's attention to actions |
| Muskegon | | policy the better. | | that must be taken at a future point in |
| Johnson City | | | | time. |
