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| Fort Myers | | Why not take advantage of current | | Claim Expense: The expense of |
| Belleville | | low prices? Many auto insurance | | adjusting a claim, such as |
| Gulfport | | consumers are becoming educated | | investigation and attorneys' fees. It |
| Schaumburg | | on other companies, plans, and rates | | does not include the cost of the claim |
| Albany | | that are available to them; ones that | | itself. |
| Phoenix | | could afford them significant savings | | |
| Palo Alto | | on their auto insurance. | | Accident: An unplanned event, |
| Syracuse | | | | unexpected and undesigned, which |
| Council Bluffs | | If you decide to cancel your policy | | occurs suddenly and at a definite |
| Houston | | (after acquiring new coverage) | | place. |
| Whittier | | outside of the 30-day period, you may | | |
| Vineland | | have to pay a fee or penalty. | | Replacement: A new policy written to |
| Tacoma | | However, you may still save money | | take the place of one currently in force. |
| Walnut Creek | | after paying the fee if your new policy | | |
| Durham | | affords you significant savings. So | | Cut Rate: This term generally applies |
| El Cajon | | while it is best to wait until your | | to insurance companies who charge |
| Troy | | receive your renewal notice, you CAN | | premiums below a normal or average |
| Toms River | | cancel your policy at any time. | | rate. |