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| Minneapolis | | Why not take advantage of current | | Minimum Premium: The smallest |
| Fredericksburg | | low prices? Many auto insurance | | amount of premium for which an |
| Livonia | | consumers are becoming educated | | insurer will issue coverage under a |
| Norwalk | | on other companies, plans, and rates | | given policy. |
| Arlington | | that are available to them; ones that | | |
| New Orleans | | could afford them significant savings | | Net Loss: The amount of loss |
| Rapid City | | on their auto insurance. | | sustained by an insurer after giving |
| Hemet | | | | effect to all applicable reinsurance, |
| Louisville | | Shopping around is the best way to | | salvage, and subrogation recoveries. |
| Corona | | save money on your insurance. | | |
| Ocala | | | | Renewal: The reestablishment of the |
| Costa Mesa | | The quickest and easiest way to | | in-force status of a policy, the term of |
| Delray Beach | | shop for new insurance is by | | which has expired or will expire |
| Silver Spring | | comparing rates at InsWebs online | | unless it is renewed. |
| Raleigh | | marketplace. If you do it the | | |
| Odessa | | old-fashioned way (by calling or | | Agency Company: An insurance |
| Schaumburg | | visiting multiple agents or insurance | | company that produces business |
| Detroit | | companies) it could take up a huge | | through an agency network. Contrast |
| Rome | | chunk of your time, which no one | | with Direct Writer. |
| Plano | | wants or needs. By completing | | |
| Athens | | InsWebs online application, you will | | Convention Values: Values assigned |
| Chesapeake | | have rates to compare to your old | | to insurers' assets in the convention |
| Rockville | | ones within minutes! | | blank. |
