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| Santa Rosa | | Individuals who have 30-year | | Premises: The particular location of |
| Topeka | | mortgages might want to consider a | | property or a portion thereof as |
| South Bend | | 30-year term to ensure that the house | | designated in a policy. |
| Hemet | | is protected throughout the period of | | |
| Youngstown | | the loan. | | Commission of Authority: A document |
| Texarkana | | | | outlining the powers delegated to an |
| Santa Ana | | Make sure you have a new policy in | | agent by an insurer. |
| Lowell | | place before you cancel your old one | | |
| Boston | | to avoid a lapse in coverage. This will | | Losses Incurred: The total losses, |
| Alexandria | | also prevent having to figure out the | | whether paid or not, sustained by an |
| Wichita | | amount of any unused premium that is | | insurer during a given period, e.g., 12 |
| Augusta | | due to you from your old insurance | | months. |
| Lima | | company, or having to spar with your | | |
| Malden | | agent about exactly when your policy | | Countersignature: The signature of a |
| Pittsburgh | | was cancelled and how much they | | licensed agent or representative on a |
| Santa Rosa | | owe you. | | policy. |
