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| Phoenix | | Healthy people have the best | | Single Limit: Any insurance coverage |
| Santa Barbara | | mortality risks and thus are much | | which is expressed as a single |
| Walnut Creek | | cheaper for companies to insure. This | | amount of insurance, or a single limit |
| Bakersfield | | translates into lower rates for the | | of liability. Contrast with Split Limit. |
| Brooklyn | | Super Preferred customer than | | |
| Anchorage | | someone with higher risk factors such | | Broker-Agent: One acting as an agent |
| Montgomery | | as a heart condition, cancer or | | of one or more insurers and as a |
| Wichita Falls | | diabetes. Conversely, if you were | | broker in dealing with one or more |
| Washington | | unhealthy when you acquired your | | other insurers. |
| Raleigh | | policy, and your health has now | | |
| Wilmington | | improved, it might be time to shop for | | Paid-In Surplus: Surplus paid in by |
| San Jose | | a new policy, as your rates are likely | | stockholders, as contrasted with |
| Alexandria | | to be lower. | | surplus earned through the |
| Reno | | | | operations of a business. |
| Williamsburg | | At InsWeb, you can compare free | | |
| Clearwater | | online insurance quotes from many of | | Convention Values: Values assigned |
| Biloxi | | the nations leading insurance | | to insurers' assets in the convention |
| Walnut Creek | | companies. | | blank. |
