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| Harlingen | | Individuals who have 30-year | | Agent's License: A certificate of |
| Mansfield | | mortgages might want to consider a | | authority from the state which permits |
| Boston | | 30-year term to ensure that the house | | the agent to conduct business. |
| Newport News | | is protected throughout the period of | | |
| Killeen | | the loan. | | Loss Adjustment Expense: The cost |
| Albany | | | | of adjusting losses, excluding the |
| Baltimore | | If you decide to cancel your policy | | amount of the loss itself. |
| Jackson | | (after acquiring new coverage) | | |
| Livonia | | outside of the 30-day period, you may | | Producer: A term applied to an agent, |
| Irving | | have to pay a fee or penalty. | | solicitor or other person who sells |
| Huntington Beach | | However, you may still save money | | insurance. |
| Glendale | | after paying the fee if your new policy | | |
| Vineland | | affords you significant savings. So | | Submitted Business: Applications for |
| Pensacola | | while it is best to wait until your | | insurance submitted to an insurer but |
| Florissant | | receive your renewal notice, you CAN | | not yet acted upon by it. |
| Corpus Christi | | cancel your policy at any time. | | |
| Stamford | | | | Admitted (or Allowed) Assets: Assets |
| El Paso | | Why not take advantage of current | | whose values are permitted by state |
| Roanoke | | low prices? Many auto insurance | | law to be included in the annual |
| Peoria | | consumers are becoming educated | | statement of the insurer. |
| Jacksonville | | on other companies, plans, and rates | | |
| Scottsdale | | that are available to them; ones that | | Fiduciary: A person holding the funds |
| Arlington | | could afford them significant savings | | or property of another in a position of |
| Gaithersburg | | on their auto insurance. | | trust. An example would be the |
| Mobile | | | | executor of an estate. |
| Birmingham | | If you have noticed that your auto | | |
| Metairie | | insurance rates are still increasing | | Loss Frequency: The number of times |
| Oxnard | | with each renewal, or even have not | | a loss occurs over a specific period |
| St. Joseph | | gone down even though you have a | | of time. |
| Lowell | | great driving record, this lower pricing | | |
| Orange | | trend makes it more important then | | Agency: An insurance sales office |
| Santa Ana | | ever that you shop around for auto | | which is directed by a agent, |
| Bloomington | | insurance. | | manager, independent agent, or |
| Fairfax | | | | company manager. |
