| | | | |
|
| Youngstown | | Healthy people have the best | | Exclusions: Specific situations, |
| Clearwater | | mortality risks and thus are much | | conditions, or circumstances that are |
| Gulfport | | cheaper for companies to insure. This | | listed in the contract as being not |
| Gainesville | | translates into lower rates for the | | covered. |
| Springfield | | Super Preferred customer than | | |
| Norfolk | | someone with higher risk factors such | | Gain and Loss Exhibit: The portion of |
| Worcester | | as a heart condition, cancer or | | the convention blank which |
| Anderson | | diabetes. Conversely, if you were | | represents an analysis of gains, |
| Rome | | unhealthy when you acquired your | | losses, and surplus during an |
| Florissant | | policy, and your health has now | | accounting period. |
| Plano | | improved, it might be time to shop for | | |
| Detroit | | a new policy, as your rates are likely | | Deflation: An economic period |
| Kansas City | | to be lower. | | characterized by falling prices, high |
| San Antonio | | | | unemployment and a generally |
| Slidell | | The best time to switch policies is | | sluggish or slow economy. |
| Columbia | | within one month of receiving your | | |
| Akron | | policy renewal from your current | | Nonassignable: A policy that the |
| Columbia | | insurer. You can typically cancel your | | owner cannot assign to a third party. |
| Santa Barbara | | policy without any fees or penalties if | | Most policies are nonassignable |
| Ventura | | you act within this time period. | | unless approval is given by the |
| Monroe | | | | insurer. |
| Cape Coral | | The quickest and easiest way to | | |
| Vancouver | | shop for new insurance is by | | Notice of Cancellation: Written notice |
| Springfield | | comparing rates at InsWebs online | | by an insurer of intent to cancel |
| Downey | | marketplace. If you do it the | | insurance, or written notice by an |
| Lake Charles | | old-fashioned way (by calling or | | insured requesting cancellation. |
| Lake Worth | | visiting multiple agents or insurance | | |
| Turlock | | companies) it could take up a huge | | Minimum Premium: The smallest |
| Fayetteville | | chunk of your time, which no one | | amount of premium for which an |
| Denver | | wants or needs. By completing | | insurer will issue coverage under a |
| Cedar Rapids | | InsWebs online application, you will | | given policy. |
| Oxnard | | have rates to compare to your old | | |
| Eugene | | ones within minutes! | | Leasehold: An agreement which |
| Denver | | | | gives a person the right to use and |
| Tallahassee | | | | occupy property. |
