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| Newark | | If you have noticed that your auto | | National Auto Theft Bureau: An |
| St. Joseph | | insurance rates are still increasing | | organization engaged in the |
| Virginia Beach | | with each renewal, or even have not | | prevention and reduction of motor |
| Hendersonville | | gone down even though you have a | | vehicle fire and theft losses. |
| Warren | | great driving record, this lower pricing | | |
| Lima | | trend makes it more important then | | Liabilities: Money owed or expected |
| Pasadena | | ever that you shop around for auto | | to be owed. Insurance company |
| Santa Ana | | insurance. | | financial statements, for instance, |
| Valdosta | | | | show assets and liabilities. |
| Lima | | Shopping around is the best way to | | |
| Florence | | save money on your insurance. | | We/Us/Our: These words are used to |
| Corpus Christi | | | | refer to the insurer in many of the |
| Fredericksburg | | The quickest and easiest way to | | modernized/personalized policy |
| Irving | | shop for new insurance is by | | forms recently introduced. |
| Staten Island | | comparing rates at InsWebs online | | |
| Florissant | | marketplace. If you do it the | | Incurred Expense: Expenses not yet |
| Lawrenceville | | old-fashioned way (by calling or | | paid. Can also include paid |
| El Cajon | | visiting multiple agents or insurance | | expenses in some accounting |
| Baltimore | | companies) it could take up a huge | | systems. |
| Newport Beach | | chunk of your time, which no one | | |
| Albany | | wants or needs. By completing | | Burning Ratio: The ratio of losses |
| Johnson City | | InsWebs online application, you will | | suffered to the amount of insurance in |
| Norwalk | | have rates to compare to your old | | effect. |
| Jackson | | ones within minutes! | | |
| Ventura | | | | Convention Values: Values assigned |
| West Chester | | We offer quotes for auto insurance, | | to insurers' assets in the convention |
| Long Beach | | life insurance, homeowners | | blank. |
| Anchorage | | insurance, health insurance, term life | | |
| Clinton Township | | insurance and more. | | Domestic Insurer (or Company): An |
| Sterling Heights | | | | insurer formed under the laws of the |
| Portland | | Healthy people have the best | | state in which the insurance is written. |
| Wilmington | | mortality risks and thus are much | | |
| Bradenton | | cheaper for companies to insure. This | | Renewal: The reestablishment of the |
| Ann Arbor | | translates into lower rates for the | | in-force status of a policy, the term of |
| Lubbock | | Super Preferred customer than | | which has expired or will expire |
| West Chester | | someone with higher risk factors such | | unless it is renewed. |
| Marietta | | as a heart condition, cancer or | | |
| Corona | | diabetes. Conversely, if you were | | |
| Jackson | | unhealthy when you acquired your | | |
| Flint | | policy, and your health has now | | |
| Stockbridge | | improved, it might be time to shop for | | |
| York | | a new policy, as your rates are likely | | |
| Bayside | | to be lower. | | |
