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| Rockville | | If you decide to cancel your policy | | National Auto Theft Bureau: An |
| Palo Alto | | (after acquiring new coverage) | | organization engaged in the |
| Sioux City | | outside of the 30-day period, you may | | prevention and reduction of motor |
| Wichita Falls | | have to pay a fee or penalty. | | vehicle fire and theft losses. |
| Melbourne | | However, you may still save money | | |
| Cambridge | | after paying the fee if your new policy | | Brokerage Business: Business |
| Albany | | affords you significant savings. So | | offered to an insurer by a broker. This |
| Alpharetta | | while it is best to wait until your | | is sometimes called excess or |
| Racine | | receive your renewal notice, you CAN | | surplus business. |
| Indianapolis | | cancel your policy at any time. | | |
| Long Island City | | | | Net Retention: The amount of |
| Winter Park | | If you have noticed that your auto | | insurance that a ceding company |
| Portsmouth | | insurance rates are still increasing | | keeps for its own account and does |
| Pensacola | | with each renewal, or even have not | | not reinsure. |
| Belleville | | gone down even though you have a | | |
| Stockbridge | | great driving record, this lower pricing | | Domestic Insurer (or Company): An |
| El Paso | | trend makes it more important then | | insurer formed under the laws of the |
| Longview | | ever that you shop around for auto | | state in which the insurance is written. |
| Fairfax | | insurance. | | |
| Mansfield | | | | Tickler: A reminder system used to |
| Cambridge | | Shopping around is the best way to | | call an individual's attention to actions |
| Boston | | save money on your insurance. | | that must be taken at a future point in |
| Southfield | | | | time. |
| Chicago | | Individuals who have 30-year | | |
| Springfield | | mortgages might want to consider a | | Gain and Loss Exhibit: The portion of |
| Indianapolis | | 30-year term to ensure that the house | | the convention blank which |
| Vineland | | is protected throughout the period of | | represents an analysis of gains, |
| Columbus | | the loan. | | losses, and surplus during an |
| Owensboro | | | | accounting period. |
| Phoenix | | Everyone has different needs, and | | |
| Detroit | | not one size fits all when it comes to | | Agency Company: An insurance |
| Stamford | | term life insurance. While it may make | | company that produces business |
| Boulder | | sense for people in their 30s and 40s | | through an agency network. Contrast |
| Durham | | to secure a 20-year term length, a | | with Direct Writer. |
| Boca Raton | | 10-year term might be more | | |
| Tempe | | appropriate for someone nearing | | |
| Williamsport | | retirement. | | |
