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| Sacramento | | While some companies raise their | | Minimum Premium: The smallest |
| Schaumburg | | prices based on your actual age, | | amount of premium for which an |
| Miami | | most companies increase the price of | | insurer will issue coverage under a |
| Walnut Creek | | their policies six months before your | | given policy. |
| Dothan | | birthday. Its a term called Age | | |
| Zanesville | | Nearest in the industry, and that | | Accidental Bodily Injury: An injury |
| Portland | | half-year price increase could really | | sustained accidentally. Only the result |
| Providence | | add up over a 20-year term policy. As | | need be accidental. Contrast with |
| Plano | | above, the quicker you purchase your | | Accidental Means. |
| Flint | | policy the better. | | |
| Palm Harbor | | | | Malinger: To feign a disability for the |
| San Francisco | | Why not take advantage of current | | purpose of continuing to collect |
| Mesa | | low prices? Many auto insurance | | benefits longer than actually |
| San Jose | | consumers are becoming educated | | necessary. |
| North Hollywood | | on other companies, plans, and rates | | |
| Albany | | that are available to them; ones that | | Agent's Qualification Law: Education, |
| Burbank | | could afford them significant savings | | experience, and other requirements |
| Memphis | | on their auto insurance. | | imposed by the state upon persons |
| Lakewood | | | | desiring to be licensed as agents. |
| Newport News | | Healthy people have the best | | |
| Toms River | | mortality risks and thus are much | | Valuation Clause: A clause stating the |
| Orange Park | | cheaper for companies to insure. This | | value of items for insurance |
| Oakland | | translates into lower rates for the | | purposes, making it a valued policy. |
| Newark | | Super Preferred customer than | | |
| Kansas City | | someone with higher risk factors such | | Business: In Property, Liability, and |
| Gaithersburg | | as a heart condition, cancer or | | Health lines, it usually refers to the |
| Denton | | diabetes. Conversely, if you were | | volume of premiums. |
| Dothan | | unhealthy when you acquired your | | |
| Asheville | | policy, and your health has now | | Tickler: A reminder system used to |
| Nashville | | improved, it might be time to shop for | | call an individual's attention to actions |
| Cedar Rapids | | a new policy, as your rates are likely | | that must be taken at a future point in |
| Greenville | | to be lower. | | time. |
