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| Beaumont | | The best time to switch policies is | | Gain and Loss Exhibit: The portion of |
| Longview | | within one month of receiving your | | the convention blank which |
| Decatur | | policy renewal from your current | | represents an analysis of gains, |
| Muncie | | insurer. You can typically cancel your | | losses, and surplus during an |
| Sarasota | | policy without any fees or penalties if | | accounting period. |
| Lansing | | you act within this time period. | | |
| Jasper | | | | Overlapping Insurance: Coverage |
| Jasper | | Why not take advantage of current | | from two or more policies or insurers |
| Boynton Beach | | low prices? Many auto insurance | | which duplicates coverage of certain |
| Gainesville | | consumers are becoming educated | | risks. |
| Lorain | | on other companies, plans, and rates | | |
| Riverside | | that are available to them; ones that | | Burning Ratio: The ratio of losses |
| Winter Park | | could afford them significant savings | | suffered to the amount of insurance in |
| Garland | | on their auto insurance. | | effect. |
