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| Schaumburg | | At InsWeb, you can compare free | | Producer: A term applied to an agent, |
| Lafayette | | online insurance quotes from many of | | solicitor or other person who sells |
| Stockton | | the nations leading insurance | | insurance. |
| Corpus Christi | | companies. | | |
| Washington | | | | Net Retention: The amount of |
| Palm Harbor | | Make sure you have a new policy in | | insurance that a ceding company |
| Spartanburg | | place before you cancel your old one | | keeps for its own account and does |
| Edmond | | to avoid a lapse in coverage. This will | | not reinsure. |
| Killeen | | also prevent having to figure out the | | |
| High Point | | amount of any unused premium that is | | Basic Rate: The manual rate from |
| South Bend | | due to you from your old insurance | | which discounts are taken or to which |
| Washington | | company, or having to spar with your | | charges are added to reflect the |
| Pompano Beach | | agent about exactly when your policy | | individual circumstances of a risk. |
| Tyler | | was cancelled and how much they | | |
| Fredericksburg | | owe you. | | Approved Roof: A term used in |
| Dayton | | | | building construction. It indicates a |
| Union | | Why not take advantage of current | | roof made of fire-resistive materials, |
| Orlando | | low prices? Many auto insurance | | such as tile or asphalt shingles. |
| Athens | | consumers are becoming educated | | |
| Jackson | | on other companies, plans, and rates | | Expense Allowance: A compensation |
| Cherry Hill | | that are available to them; ones that | | paid to an insurance agent in excess |
| Quincy | | could afford them significant savings | | of prescribed commissions. |
| Savannah | | on their auto insurance. | | |
| Fort Myers | | | | Tariff Rate: A rate established by a |
| Milwaukee | | Life insurance, specifically Term Life, | | rating organization, which comes from |
| San Diego | | is arguably one of the best values in | | the tables, schedules and rules found |
| Marietta | | the entire financial services arena. | | in the tariff of rates. |
| Conroe | | Where else can you go and get | | |
| Schenectady | | hundreds of thousands of dollars in | | Interline Endorsement: Commercial |
| Boise | | protection for literally pennies per | | endorsements that apply, or could |
| St. Joseph | | day? Rates for Term Life insurance | | apply, to more than one coverage |
| Flint | | remain at all-time lows, and now is the | | part of a package policy. |
| Santa Barbara | | time to lock in the best prices. | | |
| Whittier | | | | Insurance to Value: Insurance written |
| Riverside | | | | in an amount approximating the value |
| Modesto | | | | of the property insured. |
