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| Omaha | | The quickest and easiest way to | | Interstate Carrier: A transportation |
| Mesquite | | shop for new insurance is by | | company which does business |
| Rapid City | | comparing rates at InsWebs online | | across state lines. |
| Memphis | | marketplace. If you do it the | | |
| Valdosta | | old-fashioned way (by calling or | | Effective Date: The date on which the |
| Kansas City | | visiting multiple agents or insurance | | protection of an insurance policy or |
| Warwick | | companies) it could take up a huge | | bond goes into effect. |
| Killeen | | chunk of your time, which no one | | |
| Johnson City | | wants or needs. By completing | | Net Retention: The amount of |
| Lawrenceville | | InsWebs online application, you will | | insurance that a ceding company |
| Lubbock | | have rates to compare to your old | | keeps for its own account and does |
| Tyler | | ones within minutes! | | not reinsure. |