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| Harlingen | | The quickest and easiest way to | | Losses Incurred: The total losses, |
| Kansas City | | shop for new insurance is by | | whether paid or not, sustained by an |
| Topeka | | comparing rates at InsWebs online | | insurer during a given period, e.g., 12 |
| Chattanooga | | marketplace. If you do it the | | months. |
| Huntington Beach | | old-fashioned way (by calling or | | |
| Roanoke | | visiting multiple agents or insurance | | Notice of Cancellation: Written notice |
| Sioux City | | companies) it could take up a huge | | by an insurer of intent to cancel |
| Davenport | | chunk of your time, which no one | | insurance, or written notice by an |
| Dubuque | | wants or needs. By completing | | insured requesting cancellation. |
| Fort Collins | | InsWebs online application, you will | | |
| Lakewood | | have rates to compare to your old | | Fiduciary: A person holding the funds |
| Hartford | | ones within minutes! | | or property of another in a position of |
| Palm Desert | | | | trust. An example would be the |
| Spring Hill | | Why not take advantage of current | | executor of an estate. |
| White Plains | | low prices? Many auto insurance | | |
| Los Angeles | | consumers are becoming educated | | Accident Year Experience: Measures |
| Cincinnati | | on other companies, plans, and rates | | premiums and losses relating to |
| Palo Alto | | that are available to them; ones that | | accidents which occurred during a |
| Detroit | | could afford them significant savings | | 12-month period. |
| Bloomington | | on their auto insurance. | | |
| Livonia | | | | Notice To Company: Written notice to |
| Daytona Beach | | If you decide to cancel your policy | | an insurer of the occurrence of an |
| Flushing | | (after acquiring new coverage) | | event which a claim is to be based. |
| Acworth | | outside of the 30-day period, you may | | |
| Fort Lauderdale | | have to pay a fee or penalty. | | Insolvent Insurer: An insurer which is |
| Savannah | | However, you may still save money | | unable to meet its financial |
| New York | | after paying the fee if your new policy | | obligations. |
| Boise | | affords you significant savings. So | | |
| Mobile | | while it is best to wait until your | | Depreciation: A decrease in the value |
| Franklin | | receive your renewal notice, you CAN | | of any type of tangible property over |
| Boise | | cancel your policy at any time. | | a period of time resulting from use, |
| Ogden | | | | wear and tear, or obsolescence. |
| Elkhart | | If you have noticed that your auto | | |
| Alameda | | insurance rates are still increasing | | Expense Allowance: A compensation |
| Savannah | | with each renewal, or even have not | | paid to an insurance agent in excess |
| Norwalk | | gone down even though you have a | | of prescribed commissions. |
| Grand Rapids | | great driving record, this lower pricing | | |
| Orange | | trend makes it more important then | | |
| Rapid City | | ever that you shop around for auto | | |
| Columbia | | insurance. | | |
