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| Yonkers | | The best time to switch policies is | | Valued: Relating to an agreement by |
| Gaithersburg | | within one month of receiving your | | an insurer to pay a specified amount |
| Worcester | | policy renewal from your current | | of money to or on behalf of the |
| Bronx | | insurer. You can typically cancel your | | insured upon occurrence of a defined |
| Albany | | policy without any fees or penalties if | | loss. |
| Nashville | | you act within this time period. | | |
| Lafayette | | | | Partnership Entity: The partnership |
| Tallahassee | | Life insurance, specifically Term Life, | | considered as an entity and not in |
| Providence | | is arguably one of the best values in | | terms of its individual part-owners. |
| Reading | | the entire financial services arena. | | |
| Glendale | | Where else can you go and get | | Line of Business: The classification of |
| Oxnard | | hundreds of thousands of dollars in | | business as utilized in the insurance |
| Bakersfield | | protection for literally pennies per | | industry, e.g., Fire, Allied Lines and |
| Yonkers | | day? Rates for Term Life insurance | | Homeowners. |
| Hemet | | remain at all-time lows, and now is the | | |
| Santa Clara | | time to lock in the best prices. | | Amendment: A formal document |
| Tallahassee | | | | which corrects or revises an |
| Long Beach | | If you decide to cancel your policy | | insurance master policy. |
| Tulsa | | (after acquiring new coverage) | | |
| Jacksonville | | outside of the 30-day period, you may | | Deductible: The portion of an insured |
| Owensboro | | have to pay a fee or penalty. | | loss to be borne by the insured |
| Rockford | | However, you may still save money | | before he is entitled to recovery from |
| San Bernardino | | after paying the fee if your new policy | | the insurer. |
| Athens | | affords you significant savings. So | | |
| San Diego | | while it is best to wait until your | | Professional Insurance Agents |
| Marietta | | receive your renewal notice, you CAN | | Association: A trade association of |
| Boulder | | cancel your policy at any time. | | mutual insurance agents. |
