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| Spartanburg | | If you have noticed that your auto | | Society of Insurance Research: An |
| Whittier | | insurance rates are still increasing | | organization which encourages |
| Greensboro | | with each renewal, or even have not | | insurance research and promotes the |
| Jersey City | | gone down even though you have a | | exchange of ideas and methods of |
| Santa Ana | | great driving record, this lower pricing | | research. |
| Richmond | | trend makes it more important then | | |
| Fresno | | ever that you shop around for auto | | United States Aircraft Insurance |
| Longview | | insurance. | | Group: A group of insurers providing |
| Alpharetta | | | | facilities for all forms of Aviation |
| Denver | | Everyone has different needs, and | | Insurance. |
| Spartanburg | | not one size fits all when it comes to | | |
| Rochester | | term life insurance. While it may make | | Criticism: A correction suggested by a |
| Wichita Falls | | sense for people in their 30s and 40s | | rating or auditing bureau to an insurer. |
| Sumter | | to secure a 20-year term length, a | | |
| Fresno | | 10-year term might be more | | Approved Roof: A term used in |
| Yonkers | | appropriate for someone nearing | | building construction. It indicates a |
| Green Bay | | retirement. | | roof made of fire-resistive materials, |
| Independence | | | | such as tile or asphalt shingles. |
| Mobile | | People who are trying to quit | | |
| Greensboro | | smoking, for example, might be best | | Mutualization: The process of |
| Decatur | | suited purchasing a shorter term (and | | converting a stock insurer to a mutual |
| Tallahassee | | then replacing it with a longer term | | insurer, accomplished by having the |
| Irving | | policy when they qualify for | | insurer buy stock and retire it. |
| Vancouver | | non-tobacco prices). | | |
| San Jose | | | | Examiner: An employee assigned by |
| Lexington | | While some companies raise their | | the state insurance department to |
| Corpus Christi | | prices based on your actual age, | | audit insurers' records. |
| Wichita | | most companies increase the price of | | |
| Alpharetta | | their policies six months before your | | Appraisal: An evaluation of property |
| Owensboro | | birthday. Its a term called Age | | made to ascertain either the |
| Albany | | Nearest in the industry, and that | | appropriate amount of insurance to |
| Whittier | | half-year price increase could really | | be written or the amount of loss to be |
| Phoenix | | add up over a 20-year term policy. As | | paid. |
| St. Paul | | above, the quicker you purchase your | | |
| Philadelphia | | policy the better. | | |
