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| Huntington | | Why not take advantage of current | | Operating Expense: The expense of |
| Honolulu | | low prices? Many auto insurance | | an insurer other than commissions |
| Troy | | consumers are becoming educated | | and taxes. Called " and Insurance |
| Hemet | | on other companies, plans, and rates | | Expense" in the convention statement |
| St. Paul | | that are available to them; ones that | | blank. |
| Flint | | could afford them significant savings | | |
| Huntington Beach | | on their auto insurance. | | Shock Loss: A catastrophic loss so |
| Staten Island | | | | large that it has a material effect on |
| Phoenix | | Life insurance, specifically Term Life, | | the underwriting results of a company. |
| Tulsa | | is arguably one of the best values in | | |
| Mansfield | | the entire financial services arena. | | Approved Roof: A term used in |
| Albuquerque | | Where else can you go and get | | building construction. It indicates a |
| Fort Myers | | hundreds of thousands of dollars in | | roof made of fire-resistive materials, |
| Manchester | | protection for literally pennies per | | such as tile or asphalt shingles. |
| Flint | | day? Rates for Term Life insurance | | |
| Dothan | | remain at all-time lows, and now is the | | Brokerage Department: A department |
| Augusta | | time to lock in the best prices. | | of an insurer whose purpose is to |
| Honolulu | | | | deal with brokers in the placing of |
| West Palm Beach | | At InsWeb, you can compare free | | insurance. |
| Tuscaloosa | | online insurance quotes from many of | | |
| Greenville | | the nations leading insurance | | Premium Notice: A form notice from |
| Reading | | companies. | | an insurer or agency to a policy |
| Edmond | | | | owner that a premium will be due on a |
| Toledo | | The best time to switch policies is | | given date. |
| Hemet | | within one month of receiving your | | |
| Riverside | | policy renewal from your current | | Deductible: The portion of an insured |
| Billings | | insurer. You can typically cancel your | | loss to be borne by the insured |
| Atlanta | | policy without any fees or penalties if | | before he is entitled to recovery from |
| Gaithersburg | | you act within this time period. | | the insurer. |