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| Pembroke Pines | | While some companies raise their | | Society of Insurance Research: An |
| Billings | | prices based on your actual age, | | organization which encourages |
| Dallas | | most companies increase the price of | | insurance research and promotes the |
| Hattiesburg | | their policies six months before your | | exchange of ideas and methods of |
| Southfield | | birthday. Its a term called Age | | research. |
| Lansing | | Nearest in the industry, and that | | |
| Grand Prairie | | half-year price increase could really | | Monoline Policy: Any insurance |
| Hartford | | add up over a 20-year term policy. As | | coverage written as a single line |
| Gainesville | | above, the quicker you purchase your | | policy. Contrast with Multiple Line or |
| Greeley | | policy the better. | | Package policy. |