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| Greenville | | Individuals who have 30-year | | Commercial Lines: This term is used |
| Lowell | | mortgages might want to consider a | | to refer to insurance for businesses, |
| Decatur | | 30-year term to ensure that the house | | professionals, and commercial |
| New Orleans | | is protected throughout the period of | | establishments. |
| Hampton | | the loan. | | |
| Stockton | | | | Preferred Risk: Any risk considered |
| Pembroke Pines | | Why not take advantage of current | | to be better than the standard risk on |
| Jackson | | low prices? Many auto insurance | | which the premium rate was |
| Sacramento | | consumers are becoming educated | | calculated. |
| Quincy | | on other companies, plans, and rates | | |
| Cookeville | | that are available to them; ones that | | Not Taken: Policies applied for and |
| Denton | | could afford them significant savings | | issued but rejected by the proposed |
| Lorain | | on their auto insurance. | | owner and not paid for. |