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| Fresno | | Individuals who have 30-year | | Premium: The price of insurance |
| St. Joseph | | mortgages might want to consider a | | protection for a specified risk for a |
| Saginaw | | 30-year term to ensure that the house | | specified period of time. |
| Escondido | | is protected throughout the period of | | |
| New Orleans | | the loan. | | Capital Sum: The maximum lump sum |
| Durham | | | | payable in the event of accidental |
| Poughkeepsie | | Shopping around is the best way to | | death or dismemberment. |
| Philadelphia | | save money on your insurance. | | |
| Columbus | | | | Divided Cover: The placing of |
| Santa Ana | | Make sure you have a new policy in | | insurance on a given subject or |
| Nashville | | place before you cancel your old one | | object with more than one insurer. |
| Asheville | | to avoid a lapse in coverage. This will | | |
| Corpus Christi | | also prevent having to figure out the | | Premium Receipt: The receipt given |
| Fremont | | amount of any unused premium that is | | a policy owner for the payment of a |
| Pueblo | | due to you from your old insurance | | premium. |
| Ann Arbor | | company, or having to spar with your | | |
| Westbury | | agent about exactly when your policy | | Inspection: Independent checking on |
| Tucson | | was cancelled and how much they | | facts about an applicant, |
| Waterloo | | owe you. | | policyholder, or claimant, usually by a |
| Kansas City | | | | commercial inspection agency. |
| Daytona Beach | | The quickest and easiest way to | | |
| Elkhart | | shop for new insurance is by | | Flat Cancellation: A policy which is |
| Woodbridge | | comparing rates at InsWebs online | | cancelled upon its effective date. |
| Charleston | | marketplace. If you do it the | | Usually under a flat cancellation no |
| Independence | | old-fashioned way (by calling or | | premium charge is made. |
| Cambridge | | visiting multiple agents or insurance | | |
| San Diego | | companies) it could take up a huge | | Insurance to Value: Insurance written |
| Oceanside | | chunk of your time, which no one | | in an amount approximating the value |
| Portland | | wants or needs. By completing | | of the property insured. |
| Bronx | | InsWebs online application, you will | | |
| Scranton | | have rates to compare to your old | | Claim: A demand made by the |
| Redlands | | ones within minutes! | | insured, or the insured's beneficiary, |
| Gainesville | | | | for payment of the benefits provided |
| Stockbridge | | Why not take advantage of current | | by the contract. |
| Conroe | | low prices? Many auto insurance | | |
| San Diego | | consumers are becoming educated | | |
| Anderson | | on other companies, plans, and rates | | |
| Kansas City | | that are available to them; ones that | | |
| Edison | | could afford them significant savings | | |
| Clinton Township | | on their auto insurance. | | |
