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| Columbus | | If you have noticed that your auto | | Approved Roof: A term used in |
| Goldsboro | | insurance rates are still increasing | | building construction. It indicates a |
| Boise | | with each renewal, or even have not | | roof made of fire-resistive materials, |
| Phoenix | | gone down even though you have a | | such as tile or asphalt shingles. |
| Lansing | | great driving record, this lower pricing | | |
| Westbury | | trend makes it more important then | | Federal Deposit Insurance |
| Winter Haven | | ever that you shop around for auto | | Corporation (FDIC): An agency of the |
| Littleton | | insurance. | | federal government which insures |
| Hampton | | | | bank deposits up to a stated |
| Spokane | | Healthy people have the best | | maximum. |
| Topeka | | mortality risks and thus are much | | |
| El Paso | | cheaper for companies to insure. This | | Brokerage Department: A department |
| Racine | | translates into lower rates for the | | of an insurer whose purpose is to |
| Hattiesburg | | Super Preferred customer than | | deal with brokers in the placing of |
| Erie | | someone with higher risk factors such | | insurance. |
| Anaheim | | as a heart condition, cancer or | | |
| Daytona Beach | | diabetes. Conversely, if you were | | Time Limits: The limits of time within |
| Thousand Oaks | | unhealthy when you acquired your | | which notice of a claim and proof of a |
| Hendersonville | | policy, and your health has now | | loss must be submitted. |
| Naperville | | improved, it might be time to shop for | | |
| Gaithersburg | | a new policy, as your rates are likely | | Overlapping Insurance: Coverage |
| Rapid City | | to be lower. | | from two or more policies or insurers |
| Jackson | | | | which duplicates coverage of certain |
| Florence | | Shopping around is the best way to | | risks. |
| Nashua | | save money on your insurance. | | |
| Gainesville | | | | Approved: The condition which exists |
| Ann Arbor | | The best time to switch policies is | | when the person or object to be |
| Hendersonville | | within one month of receiving your | | insured meets the underwriting |
| New Orleans | | policy renewal from your current | | standards of the insurer. |
| Boise | | insurer. You can typically cancel your | | |
| Abilene | | policy without any fees or penalties if | | Policywriting Agent: An agent who has |
| Silver Spring | | you act within this time period. | | the authority to prepare and effect an |
| Monroe | | | | insurer's policy. |
| Springfield | | Why not take advantage of current | | |
| Allentown | | low prices? Many auto insurance | | |
| Bronx | | consumers are becoming educated | | |
| Gulfport | | on other companies, plans, and rates | | |
| Long Beach | | that are available to them; ones that | | |
| Fredericksburg | | could afford them significant savings | | |
| Newark | | on their auto insurance. | | |
