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| Waco | | While some companies raise their | | Buy-Back" Deductible: A deductible |
| Hollywood | | prices based on your actual age, | | which may be eliminated for an |
| Union | | most companies increase the price of | | additional premium in order to |
| Shreveport | | their policies six months before your | | provide "first-dollar" coverage. |
| Lincoln | | birthday. Its a term called Age | | |
| Des Moines | | Nearest in the industry, and that | | Fictitious Groups: Groups formed |
| Troy | | half-year price increase could really | | primarily for the purpose of buying |
| Pittsburgh | | add up over a 20-year term policy. As | | insurance. Under the law such groups |
| Lake Worth | | above, the quicker you purchase your | | may not be underwritten. |
| Jersey City | | policy the better. | | |
| Muskegon | | | | Fiduciary: A person holding the funds |
| Allentown | | The quickest and easiest way to | | or property of another in a position of |
| Athens | | shop for new insurance is by | | trust. An example would be the |
| Mountain View | | comparing rates at InsWebs online | | executor of an estate. |
| El Paso | | marketplace. If you do it the | | |
| Mansfield | | old-fashioned way (by calling or | | Amendment: A formal document |
| Anchorage | | visiting multiple agents or insurance | | which corrects or revises an |
| St. Paul | | companies) it could take up a huge | | insurance master policy. |
| Wichita | | chunk of your time, which no one | | |
| Clarksville | | wants or needs. By completing | | Notice To Company: Written notice to |
| Bay City | | InsWebs online application, you will | | an insurer of the occurrence of an |
| Hollywood | | have rates to compare to your old | | event which a claim is to be based. |
| Newark | | ones within minutes! | | |
| Morristown | | | | Approved Roof: A term used in |
| Atlanta | | Why not take advantage of current | | building construction. It indicates a |
| Dearborn | | low prices? Many auto insurance | | roof made of fire-resistive materials, |
| Kingsport | | consumers are becoming educated | | such as tile or asphalt shingles. |
| Vineland | | on other companies, plans, and rates | | |
| Fort Smith | | that are available to them; ones that | | Producer: A term applied to an agent, |
| Kansas City | | could afford them significant savings | | solicitor or other person who sells |
| Harlingen | | on their auto insurance. | | insurance. |
