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| Ventura | | Healthy people have the best | | Interline Endorsement: Commercial |
| Jackson | | mortality risks and thus are much | | endorsements that apply, or could |
| San Jose | | cheaper for companies to insure. This | | apply, to more than one coverage |
| Hartford | | translates into lower rates for the | | part of a package policy. |
| Tuscaloosa | | Super Preferred customer than | | |
| Warwick | | someone with higher risk factors such | | Single Limit: Any insurance coverage |
| Grand Rapids | | as a heart condition, cancer or | | which is expressed as a single |
| Escondido | | diabetes. Conversely, if you were | | amount of insurance, or a single limit |
| Newport Beach | | unhealthy when you acquired your | | of liability. Contrast with Split Limit. |
| Longwood | | policy, and your health has now | | |
| Waterloo | | improved, it might be time to shop for | | Theory of Probability: The |
| Mountain View | | a new policy, as your rates are likely | | mathematical principle upon which |
| Pasadena | | to be lower. | | insurance is based. |
