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| Saginaw | | Life insurance, specifically Term Life, | | War Risk Insurance: Insurance |
| Reading | | is arguably one of the best values in | | covering damage caused by war. |
| Los Angeles | | the entire financial services arena. | | Most often written by Ocean Marine |
| Akron | | Where else can you go and get | | Insurance companies covering |
| Poughkeepsie | | hundreds of thousands of dollars in | | vessels. |
| Seattle | | protection for literally pennies per | | |
| Riverside | | day? Rates for Term Life insurance | | Net Retention: The amount of |
| Athens | | remain at all-time lows, and now is the | | insurance that a ceding company |
| Grand Prairie | | time to lock in the best prices. | | keeps for its own account and does |
| Cincinnati | | | | not reinsure. |
| Warwick | | The quickest and easiest way to | | |
| Columbia | | shop for new insurance is by | | Liquidity: The ability of an insurer to |
| High Point | | comparing rates at InsWebs online | | convert its assets into cash to pay |
| Minneapolis | | marketplace. If you do it the | | claims if necessary. |
| Milwaukee | | old-fashioned way (by calling or | | |
| St. Joseph | | visiting multiple agents or insurance | | Accident: An unplanned event, |
| Riverside | | companies) it could take up a huge | | unexpected and undesigned, which |
| Wilmington | | chunk of your time, which no one | | occurs suddenly and at a definite |
| North Hollywood | | wants or needs. By completing | | place. |
| Flint | | InsWebs online application, you will | | |
| Palo Alto | | have rates to compare to your old | | Policy Anniversary: The anniversary |
| Tallahassee | | ones within minutes! | | of the date of issue of a policy as |
| Lafayette | | | | shown in the policy declarations. |
| Johnstown | | If you have noticed that your auto | | |
| Warren | | insurance rates are still increasing | | Substandard Risk: A risk not |
| Chicago | | with each renewal, or even have not | | measuring up to underwriting |
| Birmingham | | gone down even though you have a | | standards. It may still be written but |
| Pasadena | | great driving record, this lower pricing | | usually at a surcharged premium. |
| Wilmington | | trend makes it more important then | | |
| Tampa | | ever that you shop around for auto | | Claim Report: A report filed by an |
| Johnson City | | insurance. | | agent setting forth the facts of a claim. |
| Allentown | | | | Same as Loss Report. |
| Jersey City | | Make sure you have a new policy in | | |
| South Bend | | place before you cancel your old one | | Underinsurance: A condition in which |
| Ventura | | to avoid a lapse in coverage. This will | | not enough insurance is carried to |
| Williamsport | | also prevent having to figure out the | | cover the insurable value. |
| Long Beach | | amount of any unused premium that is | | |
| Edison | | due to you from your old insurance | | |
| Trenton | | company, or having to spar with your | | |
| Hartford | | agent about exactly when your policy | | |
| Silver Spring | | was cancelled and how much they | | |
| Grand Rapids | | owe you. | | |
