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| Pittsburgh | | Individuals who have 30-year | | Domestic Insurer (or Company): An |
| Montgomery | | mortgages might want to consider a | | insurer formed under the laws of the |
| Fullerton | | 30-year term to ensure that the house | | state in which the insurance is written. |
| Texarkana | | is protected throughout the period of | | |
| Fayetteville | | the loan. | | Leasehold: An agreement which |
| Rapid City | | | | gives a person the right to use and |
| Baton Rouge | | Make sure you have a new policy in | | occupy property. |
| Franklin | | place before you cancel your old one | | |
| Fall River | | to avoid a lapse in coverage. This will | | Appraisal: An evaluation of property |
| Long Beach | | also prevent having to figure out the | | made to ascertain either the |
| Austin | | amount of any unused premium that is | | appropriate amount of insurance to |
| Waterloo | | due to you from your old insurance | | be written or the amount of loss to be |
| Worcester | | company, or having to spar with your | | paid. |
| New Orleans | | agent about exactly when your policy | | |
| Joliet | | was cancelled and how much they | | Policywriting Agent: An agent who has |
| Montgomery | | owe you. | | the authority to prepare and effect an |
| Decatur | | | | insurer's policy. |
| St. Joseph | | If you have noticed that your auto | | |
| Santa Monica | | insurance rates are still increasing | | Partial Loss: A loss covered by an |
| Evanston | | with each renewal, or even have not | | insurance policy which does not |
| Houma | | gone down even though you have a | | completely destroy or render |
| Joliet | | great driving record, this lower pricing | | worthless the insured property. |
| St. Joseph | | trend makes it more important then | | |
| Union | | ever that you shop around for auto | | Stock Option Plan: Surviving |
| Irving | | insurance. | | stockholders have the option to |
| Greensboro | | | | purchase or not purchase the shares |
| Albany | | At InsWeb, you can compare free | | of a deceased stockholder. |
| Greeley | | online insurance quotes from many of | | |
| Marietta | | the nations leading insurance | | Cash Flow Underwriting: The use of |
| Syracuse | | companies. | | rating and premium collection |
| Gainesville | | | | techniques by insurance companies |
| Odessa | | While some companies raise their | | to maximize interest earnings on |
| Sumter | | prices based on your actual age, | | premiums. |
| Johnson City | | most companies increase the price of | | |
| Phoenix | | their policies six months before your | | |
| Winter Park | | birthday. Its a term called Age | | |
| Berkeley | | Nearest in the industry, and that | | |
| Lansing | | half-year price increase could really | | |
| Washington | | add up over a 20-year term policy. As | | |
| Carlsbad | | above, the quicker you purchase your | | |
| Newark | | policy the better. | | |
