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| Orlando | | At InsWeb, you can compare free | | Dual Life Stock Company: A stock |
| Harrisburg | | online insurance quotes from many of | | Life insurer issuing both participating |
| Jacksonville | | the nations leading insurance | | and nonparticipating policy contracts. |
| Springfield | | companies. | | |
| Albany | | | | Time Limits: The limits of time within |
| Raleigh | | Make sure you have a new policy in | | which notice of a claim and proof of a |
| Clearwater | | place before you cancel your old one | | loss must be submitted. |
| Minneapolis | | to avoid a lapse in coverage. This will | | |
| Nashville | | also prevent having to figure out the | | License: A certification of authority for |
| Williamsport | | amount of any unused premium that is | | an agent or insurer to operate, given |
| Fairfax | | due to you from your old insurance | | by the appropriate jurisdiction. |
| Johnstown | | company, or having to spar with your | | |
| Jonesboro | | agent about exactly when your policy | | Index Bureau Experience: A measure |
| Asheville | | was cancelled and how much they | | of losses relating to claims reported |
| Rockville | | owe you. | | through a claim office during a |
| Buffalo | | | | 12-month period. |
| Winter Park | | Everyone has different needs, and | | |
| Portsmouth | | not one size fits all when it comes to | | Short Rate Premium: The premium |
| St. Louis | | term life insurance. While it may make | | required for issuing a policy for a |
| Oakland | | sense for people in their 30s and 40s | | period less than its normal term. |
| Evansville | | to secure a 20-year term length, a | | |
| Atlanta | | 10-year term might be more | | Federal Deposit Insurance |
| Duluth | | appropriate for someone nearing | | Corporation (FDIC): An agency of the |
| Boulder | | retirement. | | federal government which insures |
| Englewood | | | | bank deposits up to a stated |
| San Jose | | We offer quotes for auto insurance, | | maximum. |
| Jackson | | life insurance, homeowners | | |
| Burbank | | insurance, health insurance, term life | | Commission of Authority: A document |
| Houston | | insurance and more. | | outlining the powers delegated to an |
| Poughkeepsie | | | | agent by an insurer. |
| Gainesville | | The best time to switch policies is | | |
| Tucson | | within one month of receiving your | | Submitted Business: Applications for |
| Mansfield | | policy renewal from your current | | insurance submitted to an insurer but |
| Portland | | insurer. You can typically cancel your | | not yet acted upon by it. |
| Kingsport | | policy without any fees or penalties if | | |
| Sioux City | | you act within this time period. | | |
