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| Jersey City | | Life insurance, specifically Term Life, | | Net Loss: The amount of loss |
| Montgomery | | is arguably one of the best values in | | sustained by an insurer after giving |
| Ann Arbor | | the entire financial services arena. | | effect to all applicable reinsurance, |
| Springfield | | Where else can you go and get | | salvage, and subrogation recoveries. |
| Jasper | | hundreds of thousands of dollars in | | |
| Reading | | protection for literally pennies per | | New For Old: Replacing old |
| Yuma | | day? Rates for Term Life insurance | | damaged parts or equipment with |
| Raleigh | | remain at all-time lows, and now is the | | new ones rather than repairing them. |
| Frederick | | time to lock in the best prices. | | |
| Myrtle Beach | | | | Stock Option Plan: Surviving |
| Norfolk | | Healthy people have the best | | stockholders have the option to |
| Kalamazoo | | mortality risks and thus are much | | purchase or not purchase the shares |
| Phoenix | | cheaper for companies to insure. This | | of a deceased stockholder. |
| Anaheim | | translates into lower rates for the | | |
| Hot Springs | | Super Preferred customer than | | Brick Veneer Construction: Refers to |
| Erie | | someone with higher risk factors such | | a building where the outside walls are |
| Omaha | | as a heart condition, cancer or | | constructed of wood with a facing of a |
| Modesto | | diabetes. Conversely, if you were | | single layer of brick. |
| Anchorage | | unhealthy when you acquired your | | |
| Wilmington | | policy, and your health has now | | Approved Roof: A term used in |
| Albuquerque | | improved, it might be time to shop for | | building construction. It indicates a |
| Mobile | | a new policy, as your rates are likely | | roof made of fire-resistive materials, |
| Edmond | | to be lower. | | such as tile or asphalt shingles. |
