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| Acworth | | At InsWeb, you can compare free | | Net Interest Earned: The average |
| Independence | | online insurance quotes from many of | | interest earned by an insurer on its |
| Valdosta | | the nations leading insurance | | investments after investment expense |
| Columbus | | companies. | | but before federal income taxes. |
| Kalamazoo | | | | |
| Mountain View | | Make sure you have a new policy in | | Substandard Risk: A risk not |
| Scottsdale | | place before you cancel your old one | | measuring up to underwriting |
| Odessa | | to avoid a lapse in coverage. This will | | standards. It may still be written but |
| Fort Myers | | also prevent having to figure out the | | usually at a surcharged premium. |
| Odessa | | amount of any unused premium that is | | |
| Houston | | due to you from your old insurance | | Approved Roof: A term used in |
| Quincy | | company, or having to spar with your | | building construction. It indicates a |
| Huntington | | agent about exactly when your policy | | roof made of fire-resistive materials, |
| Wichita | | was cancelled and how much they | | such as tile or asphalt shingles. |
| Ann Arbor | | owe you. | | |
| Coral Springs | | | | Accident Year Experience: Measures |
| Whittier | | Individuals who have 30-year | | premiums and losses relating to |
| Biloxi | | mortgages might want to consider a | | accidents which occurred during a |
| Bloomington | | 30-year term to ensure that the house | | 12-month period. |
| Alameda | | is protected throughout the period of | | |
| Lafayette | | the loan. | | Claim: A demand made by the |
| Baton Rouge | | | | insured, or the insured's beneficiary, |
| Sunnyvale | | If you decide to cancel your policy | | for payment of the benefits provided |
| Akron | | (after acquiring new coverage) | | by the contract. |
| Edison | | outside of the 30-day period, you may | | |
| Corpus Christi | | have to pay a fee or penalty. | | Net Retention: The amount of |
| Pompano Beach | | However, you may still save money | | insurance that a ceding company |
| Scottsdale | | after paying the fee if your new policy | | keeps for its own account and does |
| Zanesville | | affords you significant savings. So | | not reinsure. |
| Clinton Township | | while it is best to wait until your | | |
| Mobile | | receive your renewal notice, you CAN | | Short-Term Policy: A policy written for |
| Nashville | | cancel your policy at any time. | | a period of less time than is normal for |
| Jackson | | | | that type of policy. |
| Syracuse | | The quickest and easiest way to | | |
| Lawrenceville | | shop for new insurance is by | | |
| Davenport | | comparing rates at InsWebs online | | |
| Greeley | | marketplace. If you do it the | | |
| Ogden | | old-fashioned way (by calling or | | |
| Mesquite | | visiting multiple agents or insurance | | |
| Longwood | | companies) it could take up a huge | | |
| Chandler | | chunk of your time, which no one | | |
| Denver | | wants or needs. By completing | | |
| Sunnyvale | | InsWebs online application, you will | | |
| Riverside | | have rates to compare to your old | | |
| Fayetteville | | ones within minutes! | | |
