| | | | |
|
| Williamsport | | People who are trying to quit | | Deflation: An economic period |
| Sacramento | | smoking, for example, might be best | | characterized by falling prices, high |
| San Bernardino | | suited purchasing a shorter term (and | | unemployment and a generally |
| Duluth | | then replacing it with a longer term | | sluggish or slow economy. |
| Durham | | policy when they qualify for | | |
| Panama City | | non-tobacco prices). | | Mutualization: The process of |
| Albany | | | | converting a stock insurer to a mutual |
| Warwick | | If you decide to cancel your policy | | insurer, accomplished by having the |
| Peoria | | (after acquiring new coverage) | | insurer buy stock and retire it. |
| Scranton | | outside of the 30-day period, you may | | |
| Melbourne | | have to pay a fee or penalty. | | Broker-Agent: One acting as an agent |
| Ann Arbor | | However, you may still save money | | of one or more insurers and as a |
| Greensboro | | after paying the fee if your new policy | | broker in dealing with one or more |
| Little Rock | | affords you significant savings. So | | other insurers. |
| Jacksonville | | while it is best to wait until your | | |
| Evansville | | receive your renewal notice, you CAN | | Interline Endorsement: Commercial |
| Greensboro | | cancel your policy at any time. | | endorsements that apply, or could |
| El Cajon | | | | apply, to more than one coverage |
| Alameda | | While some companies raise their | | part of a package policy. |
| Lake Charles | | prices based on your actual age, | | |
| Shreveport | | most companies increase the price of | | Monoline Policy: Any insurance |
| Cherry Hill | | their policies six months before your | | coverage written as a single line |
| Hattiesburg | | birthday. Its a term called Age | | policy. Contrast with Multiple Line or |
| Shreveport | | Nearest in the industry, and that | | Package policy. |
| Muskegon | | half-year price increase could really | | |
| Sacramento | | add up over a 20-year term policy. As | | Accidental Bodily Injury: An injury |
| Redlands | | above, the quicker you purchase your | | sustained accidentally. Only the result |
| Cherry Hill | | policy the better. | | need be accidental. Contrast with |
| Pittsburgh | | | | Accidental Means. |
| Coral Springs | | Why not take advantage of current | | |
| Albany | | low prices? Many auto insurance | | Nonadmitted Insurer: An insurer not |
| Hot Springs | | consumers are becoming educated | | licensed to do business in the |
| Flushing | | on other companies, plans, and rates | | jurisdiction in question. Same as |
| Florissant | | that are available to them; ones that | | Unauthorized Insurer and Unlicensed |
| Marietta | | could afford them significant savings | | Insurer. |
| Cranston | | on their auto insurance. | | |
