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| Gulfport | | If you decide to cancel your policy | | Inspection: Independent checking on |
| Fairfax | | (after acquiring new coverage) | | facts about an applicant, |
| Allentown | | outside of the 30-day period, you may | | policyholder, or claimant, usually by a |
| Edmond | | have to pay a fee or penalty. | | commercial inspection agency. |
| Myrtle Beach | | However, you may still save money | | |
| Valdosta | | after paying the fee if your new policy | | Leasehold: An agreement which |
| Newburgh | | affords you significant savings. So | | gives a person the right to use and |
| Tuscaloosa | | while it is best to wait until your | | occupy property. |
| Lawrenceville | | receive your renewal notice, you CAN | | |
| Gulfport | | cancel your policy at any time. | | Premium: The price of insurance |
| Cherry Hill | | | | protection for a specified risk for a |
| El Cajon | | Why not take advantage of current | | specified period of time. |
| Fort Wayne | | low prices? Many auto insurance | | |
| Charlotte | | consumers are becoming educated | | Interline Endorsement: Commercial |
| St. Joseph | | on other companies, plans, and rates | | endorsements that apply, or could |
| Kansas City | | that are available to them; ones that | | apply, to more than one coverage |
| Lancaster | | could afford them significant savings | | part of a package policy. |
| Staten Island | | on their auto insurance. | | |
| Coral Springs | | | | Notice To Company: Written notice to |
| Athens | | Healthy people have the best | | an insurer of the occurrence of an |
| Valdosta | | mortality risks and thus are much | | event which a claim is to be based. |
| Denton | | cheaper for companies to insure. This | | |
| Longwood | | translates into lower rates for the | | Cut Rate: This term generally applies |
| Bradenton | | Super Preferred customer than | | to insurance companies who charge |
| Frederick | | someone with higher risk factors such | | premiums below a normal or average |
| Ann Arbor | | as a heart condition, cancer or | | rate. |
| Colorado Springs | | diabetes. Conversely, if you were | | |
| Birmingham | | unhealthy when you acquired your | | Independent Contractor: One who |
| Acworth | | policy, and your health has now | | agrees to perform according to a |
| Berkeley | | improved, it might be time to shop for | | contract and who is not an employee. |
| Midland | | a new policy, as your rates are likely | | |
| Boulder | | to be lower. | | Notice of Cancellation: Written notice |
| Peoria | | | | by an insurer of intent to cancel |
| Waco | | Individuals who have 30-year | | insurance, or written notice by an |
| Kansas City | | mortgages might want to consider a | | insured requesting cancellation. |
| Salem | | 30-year term to ensure that the house | | |
| Kansas City | | is protected throughout the period of | | |
| Fullerton | | the loan. | | |