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| Worcester | | Everyone has different needs, and | | Deflation: An economic period |
| Vineland | | not one size fits all when it comes to | | characterized by falling prices, high |
| Littleton | | term life insurance. While it may make | | unemployment and a generally |
| Canton | | sense for people in their 30s and 40s | | sluggish or slow economy. |
| Killeen | | to secure a 20-year term length, a | | |
| Chesapeake | | 10-year term might be more | | Underwriters Laboratories, Inc. (UL): A |
| Erie | | appropriate for someone nearing | | testing laboratory for manufactured |
| Greenville | | retirement. | | items to determine their safety |
| Poughkeepsie | | | | propensities. |
| Chandler | | If you decide to cancel your policy | | |
| Newport News | | (after acquiring new coverage) | | Interstate Carrier: A transportation |
| Overland Park | | outside of the 30-day period, you may | | company which does business |
| Flushing | | have to pay a fee or penalty. | | across state lines. |
| Hemet | | However, you may still save money | | |
| South Bend | | after paying the fee if your new policy | | Retail Credit Company: The former |
| Lake Worth | | affords you significant savings. So | | name of Equifax, a credit reporting |
| Biloxi | | while it is best to wait until your | | organization. See Equifax. |
| Evanston | | receive your renewal notice, you CAN | | |
| Clearwater | | cancel your policy at any time. | | Building Code: This refers to |
| Greenville | | | | municipal or other governmental |
| Naples | | The quickest and easiest way to | | ordinances regulating the type of |
| Mansfield | | shop for new insurance is by | | construction of buildings within its |
| Florissant | | comparing rates at InsWebs online | | jurisdiction. |
| Huntington | | marketplace. If you do it the | | |
| Council Bluffs | | old-fashioned way (by calling or | | Accident Year Experience: Measures |
| Yonkers | | visiting multiple agents or insurance | | premiums and losses relating to |
| Lawrenceville | | companies) it could take up a huge | | accidents which occurred during a |
| Clarksville | | chunk of your time, which no one | | 12-month period. |
| Salem | | wants or needs. By completing | | |
| Edison | | InsWebs online application, you will | | Borderline Risk: An insurance |
| Newport Beach | | have rates to compare to your old | | prospect of doubtful quality from an |
| Greenville | | ones within minutes! | | underwriting point of view. |