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| Charleston | | Shopping around is the best way to | | Collusion: An agreement, usually |
| York | | save money on your insurance. | | secret, between two or more persons |
| Canton | | | | to defraud or deprive another or |
| Shreveport | | The best time to switch policies is | | others of their property or rights. |
| Quincy | | within one month of receiving your | | |
| Arlington | | policy renewal from your current | | Policy Period (or Term): The period |
| Sarasota | | insurer. You can typically cancel your | | during which the policy contract |
| Morristown | | policy without any fees or penalties if | | affords protection, e.g., six months or |
| Des Moines | | you act within this time period. | | one or three years. |
