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| Saginaw | | The quickest and easiest way to | | Will Ride: Coverage that remains in |
| Syracuse | | shop for new insurance is by | | effect regardless of the geographical |
| Woodbridge | | comparing rates at InsWebs online | | location in which a loss occurs. |
| Edmond | | marketplace. If you do it the | | |
| Augusta | | old-fashioned way (by calling or | | Earned Income: The money |
| Lincoln | | visiting multiple agents or insurance | | individuals earn as a result of working |
| Newark | | companies) it could take up a huge | | at some job or occupation for which |
| Newburgh | | chunk of your time, which no one | | they are paid a salary. |
| Long Island City | | wants or needs. By completing | | |
| Killeen | | InsWebs online application, you will | | Deductible: The portion of an insured |
| Ann Arbor | | have rates to compare to your old | | loss to be borne by the insured |
| Rochester | | ones within minutes! | | before he is entitled to recovery from |
| Tempe | | | | the insurer. |
| Lafayette | | If you have noticed that your auto | | |
| Kalamazoo | | insurance rates are still increasing | | Equity: The money value of an |
| Vineland | | with each renewal, or even have not | | insurance company that is over and |
| Duluth | | gone down even though you have a | | above its liabilities. Liabilities include |
| Union | | great driving record, this lower pricing | | almost all of its reserves. |
| Burbank | | trend makes it more important then | | |
| Green Bay | | ever that you shop around for auto | | Book Value: Refers to the value of |
| Youngstown | | insurance. | | assets as shown in the official |
| Macon | | | | accounting records of the company. |
| Eugene | | Shopping around is the best way to | | |
| Syracuse | | save money on your insurance. | | Multi-Peril Policies: Policies which |
| San Jose | | | | cover a number of perils, such as fire, |
| Miami | | If you decide to cancel your policy | | burglary, and liability, in a single |
| Providence | | (after acquiring new coverage) | | contract. |
| Santa Monica | | outside of the 30-day period, you may | | |
| Springfield | | have to pay a fee or penalty. | | Director of Insurance: A title used in |
| Grand Junction | | However, you may still save money | | some states for the head of the |
| Albany | | after paying the fee if your new policy | | department of insurance. |
| Lexington | | affords you significant savings. So | | |
| St. Paul | | while it is best to wait until your | | Expense Allowance: A compensation |
| Florissant | | receive your renewal notice, you CAN | | paid to an insurance agent in excess |
| Silver Spring | | cancel your policy at any time. | | of prescribed commissions. |
