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| Jackson | | While some companies raise their | | Broker of Record: A broker who has |
| Gainesville | | prices based on your actual age, | | been designated to handle certain |
| St. Louis | | most companies increase the price of | | insurance contracts for the |
| Texarkana | | their policies six months before your | | policyholder. |
| Troy | | birthday. Its a term called Age | | |
| Wichita | | Nearest in the industry, and that | | Federal Deposit Insurance |
| West Palm Beach | | half-year price increase could really | | Corporation (FDIC): An agency of the |
| Las Vegas | | add up over a 20-year term policy. As | | federal government which insures |
| Virginia Beach | | above, the quicker you purchase your | | bank deposits up to a stated |
| Reading | | policy the better. | | maximum. |