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| Cedar Rapids | | While some companies raise their | | Net Interest Earned: The average |
| Naperville | | prices based on your actual age, | | interest earned by an insurer on its |
| Lowell | | most companies increase the price of | | investments after investment expense |
| Santa Clara | | their policies six months before your | | but before federal income taxes. |
| Berkeley | | birthday. Its a term called Age | | |
| Muncie | | Nearest in the industry, and that | | Sherman Antitrust Act: An antitrust law |
| Anaheim | | half-year price increase could really | | from which insurance is exempted to |
| Burbank | | add up over a 20-year term policy. As | | the extent that it is regulated by state |
| Florissant | | above, the quicker you purchase your | | law. |
| Woodbridge | | policy the better. | | |
| Lakeland | | | | Underwriters Laboratories, Inc. (UL): A |
| Bloomington | | The quickest and easiest way to | | testing laboratory for manufactured |
| Buffalo | | shop for new insurance is by | | items to determine their safety |
| Jersey City | | comparing rates at InsWebs online | | propensities. |
| High Point | | marketplace. If you do it the | | |
| Boise | | old-fashioned way (by calling or | | Overlapping Insurance: Coverage |
| Venice | | visiting multiple agents or insurance | | from two or more policies or insurers |
| Dallas | | companies) it could take up a huge | | which duplicates coverage of certain |
| Glendale | | chunk of your time, which no one | | risks. |
| Littleton | | wants or needs. By completing | | |
| Nashville | | InsWebs online application, you will | | Malicious Mischief: Similar to |
| Stockbridge | | have rates to compare to your old | | vandalism. Purposely damaging the |
| Tyler | | ones within minutes! | | rights or property of another. |
