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| Sterling Heights | | The best time to switch policies is | | National Auto Theft Bureau: An |
| Milwaukee | | within one month of receiving your | | organization engaged in the |
| Englewood | | policy renewal from your current | | prevention and reduction of motor |
| Sumter | | insurer. You can typically cancel your | | vehicle fire and theft losses. |
| Springfield | | policy without any fees or penalties if | | |
| Cambridge | | you act within this time period. | | Examiner: An employee assigned by |
| Acworth | | | | the state insurance department to |
| Downey | | Why not take advantage of current | | audit insurers' records. |
| San Antonio | | low prices? Many auto insurance | | |
| Anaheim | | consumers are becoming educated | | Policywriting Agent: An agent who has |
| Tucson | | on other companies, plans, and rates | | the authority to prepare and effect an |
| Pittsburgh | | that are available to them; ones that | | insurer's policy. |
| Acworth | | could afford them significant savings | | |
| Hattiesburg | | on their auto insurance. | | Premium: The price of insurance |
| Flint | | | | protection for a specified risk for a |
| Providence | | Everyone has different needs, and | | specified period of time. |
| Redlands | | not one size fits all when it comes to | | |
| Lowell | | term life insurance. While it may make | | Notice To Company: Written notice to |
| Wilmington | | sense for people in their 30s and 40s | | an insurer of the occurrence of an |
| Muskegon | | to secure a 20-year term length, a | | event which a claim is to be based. |
| San Diego | | 10-year term might be more | | |
| Tuscaloosa | | appropriate for someone nearing | | Line of Business: The classification of |
| Jersey City | | retirement. | | business as utilized in the insurance |
| Irving | | | | industry, e.g., Fire, Allied Lines and |
| Spokane | | If you have noticed that your auto | | Homeowners. |
| Denton | | insurance rates are still increasing | | |
| Toledo | | with each renewal, or even have not | | Tabular Plan: A retrospective rating |
| Dubuque | | gone down even though you have a | | plan, which uses tables to furnish the |
| Indianapolis | | great driving record, this lower pricing | | various values for the rating formula. |
| Huntington Beach | | trend makes it more important then | | |
| Madison | | ever that you shop around for auto | | First Party Insurance: Insurance which |
| Anchorage | | insurance. | | applies to coverage for the insured's |
| Anderson | | | | own property or person. Contrast with |
| Gainesville | | Make sure you have a new policy in | | Third Party Insurance. |
| Hot Springs | | place before you cancel your old one | | |
| Texarkana | | to avoid a lapse in coverage. This will | | |
| Jacksonville | | also prevent having to figure out the | | |
| Amarillo | | amount of any unused premium that is | | |
| Quincy | | due to you from your old insurance | | |
| Arlington | | company, or having to spar with your | | |
| Little Rock | | agent about exactly when your policy | | |
| Mobile | | was cancelled and how much they | | |
| New Port Richey | | owe you. | | |
