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| Bethlehem | | While some companies raise their | | Fictitious Groups: Groups formed |
| Gainesville | | prices based on your actual age, | | primarily for the purpose of buying |
| Athens | | most companies increase the price of | | insurance. Under the law such groups |
| Fairfax | | their policies six months before your | | may not be underwritten. |
| New Orleans | | birthday. Its a term called Age | | |
| Hot Springs | | Nearest in the industry, and that | | Producer: A term applied to an agent, |
| Kalamazoo | | half-year price increase could really | | solicitor or other person who sells |
| Spring Hill | | add up over a 20-year term policy. As | | insurance. |
| Warwick | | above, the quicker you purchase your | | |
| Garland | | policy the better. | | Policy Anniversary: The anniversary |
| Louisville | | | | of the date of issue of a policy as |
| Grand Prairie | | Individuals who have 30-year | | shown in the policy declarations. |
| Greenville | | mortgages might want to consider a | | |
| Newburgh | | 30-year term to ensure that the house | | Director of Insurance: A title used in |
| Winter Park | | is protected throughout the period of | | some states for the head of the |
| Daytona Beach | | the loan. | | department of insurance. |
