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| Quincy | | Make sure you have a new policy in | | Expense Allowance: A compensation |
| Gainesville | | place before you cancel your old one | | paid to an insurance agent in excess |
| Macon | | to avoid a lapse in coverage. This will | | of prescribed commissions. |
| Knoxville | | also prevent having to figure out the | | |
| Arlington | | amount of any unused premium that is | | Public Adjuster: An insurance adjuster |
| San Francisco | | due to you from your old insurance | | who represents an insured on a fee |
| Topeka | | company, or having to spar with your | | basis in claims settlement. Contrast |
| Orlando | | agent about exactly when your policy | | with Independent Adjuster. |
| Grand Rapids | | was cancelled and how much they | | |
| Cherry Hill | | owe you. | | Commission of Authority: A document |
| High Point | | | | outlining the powers delegated to an |
| Malden | | Life insurance, specifically Term Life, | | agent by an insurer. |
| Grand Prairie | | is arguably one of the best values in | | |
| Cape Coral | | the entire financial services arena. | | Sherman Antitrust Act: An antitrust law |
| El Paso | | Where else can you go and get | | from which insurance is exempted to |
| Greensboro | | hundreds of thousands of dollars in | | the extent that it is regulated by state |
| Sterling Heights | | protection for literally pennies per | | law. |
| Buffalo | | day? Rates for Term Life insurance | | |
| Fort Smith | | remain at all-time lows, and now is the | | Fictitious Groups: Groups formed |
| Winter Haven | | time to lock in the best prices. | | primarily for the purpose of buying |
| Glendale | | | | insurance. Under the law such groups |
| San Bernardino | | The best time to switch policies is | | may not be underwritten. |
| Detroit | | within one month of receiving your | | |
| Savannah | | policy renewal from your current | | Valued: Relating to an agreement by |
| Albany | | insurer. You can typically cancel your | | an insurer to pay a specified amount |
| Harlingen | | policy without any fees or penalties if | | of money to or on behalf of the |
| Providence | | you act within this time period. | | insured upon occurrence of a defined |
| Abilene | | | | loss. |
| Longview | | We offer quotes for auto insurance, | | |
| Reno | | life insurance, homeowners | | Premium: The price of insurance |
| Clarksville | | insurance, health insurance, term life | | protection for a specified risk for a |
| Fullerton | | insurance and more. | | specified period of time. |