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| Baton Rouge | | Why not take advantage of current | | Admitted Company: An insurance |
| New York | | low prices? Many auto insurance | | company authorized and licensed to |
| Fort Lauderdale | | consumers are becoming educated | | do business in a given state. |
| Fort Lauderdale | | on other companies, plans, and rates | | |
| Daytona Beach | | that are available to them; ones that | | Agency Company: An insurance |
| Ocala | | could afford them significant savings | | company that produces business |
| Sioux City | | on their auto insurance. | | through an agency network. Contrast |
| New York | | | | with Direct Writer. |
| Springfield | | If you decide to cancel your policy | | |
| Lafayette | | (after acquiring new coverage) | | Nonadmitted Insurer: An insurer not |
| Bellevue | | outside of the 30-day period, you may | | licensed to do business in the |
| Erie | | have to pay a fee or penalty. | | jurisdiction in question. Same as |
| Rockville | | However, you may still save money | | Unauthorized Insurer and Unlicensed |
| Longwood | | after paying the fee if your new policy | | Insurer. |
| Pompano Beach | | affords you significant savings. So | | |
| Denver | | while it is best to wait until your | | Policywriting Agent: An agent who has |
| Knoxville | | receive your renewal notice, you CAN | | the authority to prepare and effect an |
| Woodbridge | | cancel your policy at any time. | | insurer's policy. |