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| Yuma | | While some companies raise their | | Deflation: An economic period |
| Greensboro | | prices based on your actual age, | | characterized by falling prices, high |
| Boynton Beach | | most companies increase the price of | | unemployment and a generally |
| Virginia Beach | | their policies six months before your | | sluggish or slow economy. |
| Dayton | | birthday. Its a term called Age | | |
| Yonkers | | Nearest in the industry, and that | | Business: In Property, Liability, and |
| Muncie | | half-year price increase could really | | Health lines, it usually refers to the |
| Glendale | | add up over a 20-year term policy. As | | volume of premiums. |
| Clarksville | | above, the quicker you purchase your | | |
| White Plains | | policy the better. | | New For Old: Replacing old |
| Santa Rosa | | | | damaged parts or equipment with |
| Fairfax | | People who are trying to quit | | new ones rather than repairing them. |
| Louisville | | smoking, for example, might be best | | |
| Hot Springs | | suited purchasing a shorter term (and | | Short-Term Policy: A policy written for |
| Grand Junction | | then replacing it with a longer term | | a period of less time than is normal for |
| Knoxville | | policy when they qualify for | | that type of policy. |
| Long Island City | | non-tobacco prices). | | |
| Winter Haven | | | | Liquidity: The ability of an insurer to |
| Detroit | | Why not take advantage of current | | convert its assets into cash to pay |
| Jonesboro | | low prices? Many auto insurance | | claims if necessary. |
| Turlock | | consumers are becoming educated | | |
| Lawrenceville | | on other companies, plans, and rates | | Accident: An unplanned event, |
| El Paso | | that are available to them; ones that | | unexpected and undesigned, which |
| Jacksonville | | could afford them significant savings | | occurs suddenly and at a definite |
| Chattanooga | | on their auto insurance. | | place. |
