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| Canton | | Life insurance, specifically Term Life, | | Mutualization: The process of |
| Zanesville | | is arguably one of the best values in | | converting a stock insurer to a mutual |
| Mountain View | | the entire financial services arena. | | insurer, accomplished by having the |
| Bloomington | | Where else can you go and get | | insurer buy stock and retire it. |
| Shreveport | | hundreds of thousands of dollars in | | |
| Bloomington | | protection for literally pennies per | | Theory of Probability: The |
| Green Bay | | day? Rates for Term Life insurance | | mathematical principle upon which |
| Fayetteville | | remain at all-time lows, and now is the | | insurance is based. |
| Thousand Oaks | | time to lock in the best prices. | | |
| Sarasota | | | | Commercial Lines: This term is used |
| Biloxi | | People who are trying to quit | | to refer to insurance for businesses, |
| Union | | smoking, for example, might be best | | professionals, and commercial |
| Kingsport | | suited purchasing a shorter term (and | | establishments. |
| Rochester | | then replacing it with a longer term | | |
| Council Bluffs | | policy when they qualify for | | Net Loss: The amount of loss |
| South Bend | | non-tobacco prices). | | sustained by an insurer after giving |
| Irvine | | | | effect to all applicable reinsurance, |
| Greensboro | | If you have noticed that your auto | | salvage, and subrogation recoveries. |
| Vero Beach | | insurance rates are still increasing | | |
| Corona | | with each renewal, or even have not | | Convention Values: Values assigned |
| Newburgh | | gone down even though you have a | | to insurers' assets in the convention |
| Orange | | great driving record, this lower pricing | | blank. |
| Alameda | | trend makes it more important then | | |
| Rome | | ever that you shop around for auto | | Divided Cover: The placing of |
| Huntsville | | insurance. | | insurance on a given subject or |
| Panama City | | | | object with more than one insurer. |
| North Hollywood | | Why not take advantage of current | | |
| Peoria | | low prices? Many auto insurance | | Overlapping Insurance: Coverage |
| Tyler | | consumers are becoming educated | | from two or more policies or insurers |
| Berkeley | | on other companies, plans, and rates | | which duplicates coverage of certain |
| Indianapolis | | that are available to them; ones that | | risks. |
| West Palm Beach | | could afford them significant savings | | |
| Greeley | | on their auto insurance. | | Standard Industry Code (SIC): This is |
| Mountain View | | | | a coding system which assigns |
| Wichita Falls | | | | separate codes for different types of |
| Malden | | | | industries. |
