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| Indianapolis | | Individuals who have 30-year | | Leasehold: An agreement which |
| Orange Park | | mortgages might want to consider a | | gives a person the right to use and |
| Grand Junction | | 30-year term to ensure that the house | | occupy property. |
| Myrtle Beach | | is protected throughout the period of | | |
| Charlotte | | the loan. | | Insolvent Insurer: An insurer which is |
| Costa Mesa | | | | unable to meet its financial |
| Whittier | | The quickest and easiest way to | | obligations. |
| Cleveland | | shop for new insurance is by | | |
| Topeka | | comparing rates at InsWebs online | | Overlapping Insurance: Coverage |
| West Palm Beach | | marketplace. If you do it the | | from two or more policies or insurers |
| Dothan | | old-fashioned way (by calling or | | which duplicates coverage of certain |
| Naples | | visiting multiple agents or insurance | | risks. |
| Salt Lake City | | companies) it could take up a huge | | |
| Denton | | chunk of your time, which no one | | Time Limits: The limits of time within |
| Williamsburg | | wants or needs. By completing | | which notice of a claim and proof of a |
| Marietta | | InsWebs online application, you will | | loss must be submitted. |
| Jackson | | have rates to compare to your old | | |
| Norwalk | | ones within minutes! | | Interline Endorsement: Commercial |
| Gainesville | | | | endorsements that apply, or could |
| Toms River | | While some companies raise their | | apply, to more than one coverage |
| Dallas | | prices based on your actual age, | | part of a package policy. |
| Stockbridge | | most companies increase the price of | | |
| Bayside | | their policies six months before your | | Brokerage Business: Business |
| Gaithersburg | | birthday. Its a term called Age | | offered to an insurer by a broker. This |
| Wilmington | | Nearest in the industry, and that | | is sometimes called excess or |
| Jasper | | half-year price increase could really | | surplus business. |
| Waco | | add up over a 20-year term policy. As | | |
| Corpus Christi | | above, the quicker you purchase your | | Exclusions: Specific situations, |
| Detroit | | policy the better. | | conditions, or circumstances that are |
| Arlington | | | | listed in the contract as being not |
| Florence | | Shopping around is the best way to | | covered. |
| Fort Myers | | save money on your insurance. | | |
| Downey | | | | Borderline Risk: An insurance |
| Albuquerque | | Life insurance, specifically Term Life, | | prospect of doubtful quality from an |
| Delray Beach | | is arguably one of the best values in | | underwriting point of view. |
| Daytona Beach | | the entire financial services arena. | | |
| Spokane | | Where else can you go and get | | |
| Hot Springs | | hundreds of thousands of dollars in | | |
| San Antonio | | protection for literally pennies per | | |
| Dallas | | day? Rates for Term Life insurance | | |
| Grand Rapids | | remain at all-time lows, and now is the | | |
| Escondido | | time to lock in the best prices. | | |
