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| Corpus Christi | | Make sure you have a new policy in | | Admitted (or Allowed) Assets: Assets |
| Duluth | | place before you cancel your old one | | whose values are permitted by state |
| Westbury | | to avoid a lapse in coverage. This will | | law to be included in the annual |
| Independence | | also prevent having to figure out the | | statement of the insurer. |
| Greensboro | | amount of any unused premium that is | | |
| Frederick | | due to you from your old insurance | | Level Commission System: A system |
| Fort Lauderdale | | company, or having to spar with your | | of commissions in which the first year |
| Oceanside | | agent about exactly when your policy | | and all renewal commissions are the |
| Southfield | | was cancelled and how much they | | same percentage of the premium. |
| Fredericksburg | | owe you. | | |
| Southfield | | | | FICA. Federal Insurance Contributions |
| Jonesboro | | If you have noticed that your auto | | Act: A law imposing a payroll tax to |
| Des Moines | | insurance rates are still increasing | | assist in funding Social Security |
| Colorado Springs | | with each renewal, or even have not | | benefits. |
| Peoria | | gone down even though you have a | | |
| Corona | | great driving record, this lower pricing | | Book Value: Refers to the value of |
| Dallas | | trend makes it more important then | | assets as shown in the official |
| Cypress | | ever that you shop around for auto | | accounting records of the company. |
| Richmond | | insurance. | | |
| Tallahassee | | | | Replacement: A new policy written to |
| Manchester | | Individuals who have 30-year | | take the place of one currently in force. |
| Boynton Beach | | mortgages might want to consider a | | |
| Boise | | 30-year term to ensure that the house | | Accidental Bodily Injury: An injury |
| Staten Island | | is protected throughout the period of | | sustained accidentally. Only the result |
| Alameda | | the loan. | | need be accidental. Contrast with |
| Kingsport | | | | Accidental Means. |
| Clearwater | | Healthy people have the best | | |
| Green Bay | | mortality risks and thus are much | | Index Bureau Experience: A measure |
| Florence | | cheaper for companies to insure. This | | of losses relating to claims reported |
| Milwaukee | | translates into lower rates for the | | through a claim office during a |
| Greenville | | Super Preferred customer than | | 12-month period. |
| South Bend | | someone with higher risk factors such | | |
| Newport News | | as a heart condition, cancer or | | Tariff Rate: A rate established by a |
| Conroe | | diabetes. Conversely, if you were | | rating organization, which comes from |
| Jacksonville | | unhealthy when you acquired your | | the tables, schedules and rules found |
| Flushing | | policy, and your health has now | | in the tariff of rates. |
| Stuart | | improved, it might be time to shop for | | |
| Wilmington | | a new policy, as your rates are likely | | |
| Richmond | | to be lower. | | |
