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| Myrtle Beach | | If you have noticed that your auto | | Amendment: A formal document |
| Lowell | | insurance rates are still increasing | | which corrects or revises an |
| Cambridge | | with each renewal, or even have not | | insurance master policy. |
| Duluth | | gone down even though you have a | | |
| Hemet | | great driving record, this lower pricing | | Lapsed Policy: One which has been |
| Salem | | trend makes it more important then | | allowed to expire because of |
| Boynton Beach | | ever that you shop around for auto | | nonpayment of premiums. |
| Florissant | | insurance. | | |
| Youngstown | | | | Monoline Policy: Any insurance |
| Evanston | | At InsWeb, you can compare free | | coverage written as a single line |
| Florissant | | online insurance quotes from many of | | policy. Contrast with Multiple Line or |
| Vancouver | | the nations leading insurance | | Package policy. |
| St. Paul | | companies. | | |
| Ocala | | | | Brokerage Business: Business |
| Duluth | | While some companies raise their | | offered to an insurer by a broker. This |
| Biloxi | | prices based on your actual age, | | is sometimes called excess or |
| Woodbridge | | most companies increase the price of | | surplus business. |
| Lancaster | | their policies six months before your | | |
| Chula Vista | | birthday. Its a term called Age | | Burning Ratio: The ratio of losses |
| Baton Rouge | | Nearest in the industry, and that | | suffered to the amount of insurance in |
| Muncie | | half-year price increase could really | | effect. |
| Portland | | add up over a 20-year term policy. As | | |
| Abilene | | above, the quicker you purchase your | | Basic Rate: The manual rate from |
| Columbia | | policy the better. | | which discounts are taken or to which |
| Lorain | | | | charges are added to reflect the |
| Orange Park | | Shopping around is the best way to | | individual circumstances of a risk. |
| Fort Lauderdale | | save money on your insurance. | | |
| Cape Coral | | | | New For Old: Replacing old |
| Gainesville | | The quickest and easiest way to | | damaged parts or equipment with |
| Jersey City | | shop for new insurance is by | | new ones rather than repairing them. |
| Lima | | comparing rates at InsWebs online | | |
| Stockbridge | | marketplace. If you do it the | | Policy Period (or Term): The period |
| Houston | | old-fashioned way (by calling or | | during which the policy contract |
| Honolulu | | visiting multiple agents or insurance | | affords protection, e.g., six months or |
| Buffalo | | companies) it could take up a huge | | one or three years. |
| Stockton | | chunk of your time, which no one | | |
| Richmond | | wants or needs. By completing | | |
| Hot Springs | | InsWebs online application, you will | | |
| Fort Wayne | | have rates to compare to your old | | |
| Olympia | | ones within minutes! | | |
