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| Whittier | | If you decide to cancel your policy | | Fictitious Groups: Groups formed |
| Amarillo | | (after acquiring new coverage) | | primarily for the purpose of buying |
| Quincy | | outside of the 30-day period, you may | | insurance. Under the law such groups |
| Longwood | | have to pay a fee or penalty. | | may not be underwritten. |
| Albuquerque | | However, you may still save money | | |
| Owensboro | | after paying the fee if your new policy | | Net Interest Earned: The average |
| Tyler | | affords you significant savings. So | | interest earned by an insurer on its |
| Quincy | | while it is best to wait until your | | investments after investment expense |
| Little Rock | | receive your renewal notice, you CAN | | but before federal income taxes. |
| Joliet | | cancel your policy at any time. | | |
| Greeley | | | | First Party Insurance: Insurance which |
| Mountain View | | While some companies raise their | | applies to coverage for the insured's |
| Bradenton | | prices based on your actual age, | | own property or person. Contrast with |
| Hattiesburg | | most companies increase the price of | | Third Party Insurance. |
| Davenport | | their policies six months before your | | |
| Chattanooga | | birthday. Its a term called Age | | Building Code: This refers to |
| Augusta | | Nearest in the industry, and that | | municipal or other governmental |
| Florissant | | half-year price increase could really | | ordinances regulating the type of |
| Rockville | | add up over a 20-year term policy. As | | construction of buildings within its |
| Littleton | | above, the quicker you purchase your | | jurisdiction. |
| Wichita | | policy the better. | | |
| Cypress | | | | Sherman Antitrust Act: An antitrust law |
| Odessa | | People who are trying to quit | | from which insurance is exempted to |
| Washington | | smoking, for example, might be best | | the extent that it is regulated by state |
| Mesquite | | suited purchasing a shorter term (and | | law. |
| Lubbock | | then replacing it with a longer term | | |
| Shreveport | | policy when they qualify for | | Foreign Insurer: An insurer domiciled |
| Lorain | | non-tobacco prices). | | in a state of the United States other |
| Gainesville | | | | than the one in which the insured's |
| Jonesboro | | If you have noticed that your auto | | insurance is written. |
| Mobile | | insurance rates are still increasing | | |
| Aurora | | with each renewal, or even have not | | Premium Notice: A form notice from |
| Springfield | | gone down even though you have a | | an insurer or agency to a policy |
| Cleveland | | great driving record, this lower pricing | | owner that a premium will be due on a |
| Palo Alto | | trend makes it more important then | | given date. |
| Springfield | | ever that you shop around for auto | | |
| High Point | | insurance. | | |
