| | | | |
|
| Irvine | | Healthy people have the best | | Brokerage Department: A department |
| Cherry Hill | | mortality risks and thus are much | | of an insurer whose purpose is to |
| Worcester | | cheaper for companies to insure. This | | deal with brokers in the placing of |
| Flint | | translates into lower rates for the | | insurance. |
| Tempe | | Super Preferred customer than | | |
| Rochester | | someone with higher risk factors such | | Policy Anniversary: The anniversary |
| Biloxi | | as a heart condition, cancer or | | of the date of issue of a policy as |
| Turlock | | diabetes. Conversely, if you were | | shown in the policy declarations. |
| Williamsport | | unhealthy when you acquired your | | |
| Lima | | policy, and your health has now | | Inspection: Independent checking on |
| Hendersonville | | improved, it might be time to shop for | | facts about an applicant, |
| Hickory | | a new policy, as your rates are likely | | policyholder, or claimant, usually by a |
| Panama City | | to be lower. | | commercial inspection agency. |