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| Tyler | | The quickest and easiest way to | | Agency: An insurance sales office |
| Columbia | | shop for new insurance is by | | which is directed by a agent, |
| Owensboro | | comparing rates at InsWebs online | | manager, independent agent, or |
| Youngstown | | marketplace. If you do it the | | company manager. |
| Clearwater | | old-fashioned way (by calling or | | |
| San Francisco | | visiting multiple agents or insurance | | Accidental Bodily Injury: An injury |
| San Diego | | companies) it could take up a huge | | sustained accidentally. Only the result |
| Spokane | | chunk of your time, which no one | | need be accidental. Contrast with |
| Rochester | | wants or needs. By completing | | Accidental Means. |
| Savannah | | InsWebs online application, you will | | |
| Lafayette | | have rates to compare to your old | | Federal Deposit Insurance |
| Mobile | | ones within minutes! | | Corporation (FDIC): An agency of the |
| Coral Springs | | | | federal government which insures |
| Norwalk | | If you have noticed that your auto | | bank deposits up to a stated |
| Council Bluffs | | insurance rates are still increasing | | maximum. |
| Augusta | | with each renewal, or even have not | | |
| Asheville | | gone down even though you have a | | Business: In Property, Liability, and |
| Vero Beach | | great driving record, this lower pricing | | Health lines, it usually refers to the |
| Glendale | | trend makes it more important then | | volume of premiums. |
| Boston | | ever that you shop around for auto | | |
| Salem | | insurance. | | Agent's Qualification Law: Education, |
| Myrtle Beach | | | | experience, and other requirements |
| Houston | | People who are trying to quit | | imposed by the state upon persons |
| Union | | smoking, for example, might be best | | desiring to be licensed as agents. |
| Odessa | | suited purchasing a shorter term (and | | |
| Chicago | | then replacing it with a longer term | | Overlapping Insurance: Coverage |
| Newark | | policy when they qualify for | | from two or more policies or insurers |
| Columbus | | non-tobacco prices). | | which duplicates coverage of certain |
| South Bend | | | | risks. |
| Pasadena | | If you decide to cancel your policy | | |
| Santa Barbara | | (after acquiring new coverage) | | Deficit Carried Forward: The transfer |
| Green Bay | | outside of the 30-day period, you may | | of a debit balance from one |
| Cape Coral | | have to pay a fee or penalty. | | accounting period to another. |
| Grand Prairie | | However, you may still save money | | |
| Warwick | | after paying the fee if your new policy | | |
| Portland | | affords you significant savings. So | | |
| Lake Charles | | while it is best to wait until your | | |
| Las Cruces | | receive your renewal notice, you CAN | | |
| Washington | | cancel your policy at any time. | | |
