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| Richmond | | Individuals who have 30-year | | Theory of Probability: The |
| Rockville | | mortgages might want to consider a | | mathematical principle upon which |
| Madison | | 30-year term to ensure that the house | | insurance is based. |
| Spring Hill | | is protected throughout the period of | | |
| Hemet | | the loan. | | Notice To Company: Written notice to |
| York | | | | an insurer of the occurrence of an |
| Bradenton | | If you have noticed that your auto | | event which a claim is to be based. |
| Savannah | | insurance rates are still increasing | | |
| Wilmington | | with each renewal, or even have not | | Broker-Agent: One acting as an agent |
| Pittsburgh | | gone down even though you have a | | of one or more insurers and as a |
| Denton | | great driving record, this lower pricing | | broker in dealing with one or more |
| Brooklyn | | trend makes it more important then | | other insurers. |
| Fort Worth | | ever that you shop around for auto | | |
| Carlsbad | | insurance. | | Capital Sum: The maximum lump sum |
| Milwaukee | | | | payable in the event of accidental |
| Little Rock | | People who are trying to quit | | death or dismemberment. |
| Irving | | smoking, for example, might be best | | |
| Lorain | | suited purchasing a shorter term (and | | Provisional Rate: Tentative rates, |
| Myrtle Beach | | then replacing it with a longer term | | premiums or commissions that are |
| Glendale | | policy when they qualify for | | subject to subsequent adjustment. |
| Fredericksburg | | non-tobacco prices). | | See Commission and Premium. |