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| Tucson | | Individuals who have 30-year | | Notice of Cancellation: Written notice |
| Portland | | mortgages might want to consider a | | by an insurer of intent to cancel |
| Delray Beach | | 30-year term to ensure that the house | | insurance, or written notice by an |
| Gulfport | | is protected throughout the period of | | insured requesting cancellation. |
| Longview | | the loan. | | |
| Amarillo | | | | Admitted (or Allowed) Assets: Assets |
| Cleveland | | Make sure you have a new policy in | | whose values are permitted by state |
| Panama City | | place before you cancel your old one | | law to be included in the annual |
| Springfield | | to avoid a lapse in coverage. This will | | statement of the insurer. |
| Fort Myers | | also prevent having to figure out the | | |
| Youngstown | | amount of any unused premium that is | | Book Value: Refers to the value of |
| Newburgh | | due to you from your old insurance | | assets as shown in the official |
| Bayside | | company, or having to spar with your | | accounting records of the company. |
| Bay City | | agent about exactly when your policy | | |
| Johnson City | | was cancelled and how much they | | Net Loss: The amount of loss |
| Jasper | | owe you. | | sustained by an insurer after giving |
| Portland | | | | effect to all applicable reinsurance, |
| Wichita Falls | | Shopping around is the best way to | | salvage, and subrogation recoveries. |
| Orange Park | | save money on your insurance. | | |
| Elkhart | | | | Stock Option Plan: Surviving |
| Independence | | At InsWeb, you can compare free | | stockholders have the option to |
| Santa Rosa | | online insurance quotes from many of | | purchase or not purchase the shares |
| Silver Spring | | the nations leading insurance | | of a deceased stockholder. |
| Kansas City | | companies. | | |
| Columbia | | | | Agency Contract (or Agreement): The |
| St. Louis | | Healthy people have the best | | document which establishes the legal |
| Rockford | | mortality risks and thus are much | | relationship between an agent and an |
| Livonia | | cheaper for companies to insure. This | | insurer. |
| Aurora | | translates into lower rates for the | | |
| San Francisco | | Super Preferred customer than | | Dual Life Stock Company: A stock |
| Reno | | someone with higher risk factors such | | Life insurer issuing both participating |
| Cleveland | | as a heart condition, cancer or | | and nonparticipating policy contracts. |
| Yonkers | | diabetes. Conversely, if you were | | |
| Redlands | | unhealthy when you acquired your | | Exclusion: A contractual provision that |
| Quincy | | policy, and your health has now | | denies coverage for certain perils, |
| Rockville | | improved, it might be time to shop for | | persons, property, or locations. |
| Orange Park | | a new policy, as your rates are likely | | |
| Valdosta | | to be lower. | | |
